what are the benefits of credit reting

To the Ratings Entities

• Branding your organization with international standards
• Good rating will assist to source finance at cheaper rate while bad rating will assist an organization to take right step for improvement
• Know your business through the eye of independent professionals of high standard
• Increase cost effectiveness of an organization

To the Regulators

• To review the status of compliance
• Independent evaluation of funds in projects
• Easy monitoring of the companies/Entities
• Economic trend analysis

To Financial Institutions

• Independent review of the projects seeking fund
• Project construction monitoring and compliance
• As a bench mark to avoid unnecessary political and other
• Pressure on project financing
• To know its own strength and weakness
• Review of Capital Adequacy, liquidity, asset quality, cost effectiveness, profitability, Peer comparison, management effectiveness

To the general investors

• To know the fundamentals of an issuer or issue before deciding on investment
• To decide on portfolio management
• To set the overall risk exposure